As eviction moratoriums continue to expand, landlords are left holding the bill

A landlord tells True North Reports that the current lockdown-economy, and the rules that come with it, are hindering landlords’ ability to collect rent and maintain their properties.

As announced last month, the U.S. Department of Agriculture is extending its foreclosure and eviction moratorium for its Single-Family Housing Direct Loan Program through June. The development comes as restrictions on the economy are putting tenants out of work, making it hard for them to pay monthly rent.

“I’ve got several tenants that can’t or won’t pay the rent — they get behind and, you know, you try to work with them but it’s difficult,” Lawrence Hamel, a former Vermont House Caledonia-2 candidate, told True North in a recent interview.

Hamel is the current owner of two buildings on Mainstreet in Hardwick, both from the 1870s. He said that rent can be difficult to collect.

Wikimedia Commons/Jd4508

TOO MUCH COST TO LIVE?: Vermonters struggle to pay rent during the current economic crisis, and that has landlords scrambling to keep up with bills.

“If they can’t pay the rent or won’t pay the rent, and they know that there’s nothing you can do about it, there’s no real incentive for them to try,” he said.

He said even some of his commercial tenants are having trouble.

“I’ve had people have to leave, or they get behind in the rent because they can’t see patients or clients or they can’t do their work,” Hamel said.

Some aid has come from Vermont. In July 2020, the Vermont State Housing Authority and Vermont Housing Finance Agency put $25 million of federal coronavirus money into assistance for landlords.

Tyler Maas, program manager for the Vermont State Housing Authority, said the state is aware of the cascading effect and is trying to help property owners.

“We got out about $22 million in back rent assistance to landlords in Vermont,” he said. “We assisted about 2,000 landlords.”

Maas said it’s difficult to make them whole again, but they do the best they can.

“We were able to make many of them whole. There were certain guidelines we had a follow due to funding, but many landlords were made whole on the back,” he said. “Some required more documentation, and if everything was provided in order then we were able to make the payments.”

For the moment, they are in between programs. The state has received federal funds for another program, but is waiting on additional guidance from the U.S. Treasury on how it should be used.

There has been a moratorium on evictions and foreclosures in Vermont since the early months of the lockdowns. The moratoriums were provisions of the federal CARES Act, the Vermont Judiciary’s Emergency Rules, and a state law S.333.

The CARES Act prevented foreclosures on any federally backed mortgages since March 18, 2020, but this protection has recently expired. Other protections continue, including Fannie Mae and Freddie Mac extended the eviction bans. The Federal Housing Authority and Veterans Affairs extended their bans to at least March 31.

Ultimately, Vermont’s S.333 freezes all foreclosures of an occupied residence since May 14, 2020, or until the government puts a formal end to the declared State of Emergency plus another 30 days.

Hamel hasn’t had much luck with his most recent eviction attempt: “I started an eviction last March, and they kicked in this moratorium, and I had already paid my attorney a retainer, and nothing has happened.”

Hamel said how the systems for public assistance are currently overloaded.

“It’s a long and difficult process to deal with the government on this level, and if you are not computer savvy or don’t have access to a computer, you don’t have a chance,” Hamel said. “All this stuff has to happen online — there is nobody out there you can call to help you, they are overwhelmed. Everybody is.”

Scott for his part has said his administration is continuing to look for ways to help both tenants and landlords.

Hamel does not think that lawmakers are doing enough for landlords.

“According to the legislature, landlords have plenty of money,” he said.

Michael Bielawski is a reporter for True North. Send him news tips at and follow him on Twitter @TrueNorthMikeB.

Images courtesy of Flickr/ and Wikimedia Commons/Jd4508

5 thoughts on “As eviction moratoriums continue to expand, landlords are left holding the bill

  1. We sold our apartment building in 2017 after spending years dealing with the ever-increasing lunacy of Burlington. Who in their right mind would want to be a landlord in Vermont? All of this “crisis” has been self-induced, fabricated, and kept alive by the “woke” left. We love Vermont; the lake, the mountains, the weather, the outdoor fun, but unfortunately, Suicide Scott and his ilk have utterly destroyed this state, and we are now counting the days until we sell our home and move west. Our kids have either left or are in the process of leaving. Does anyone wonder why the demographics of VT are an aging shrinking population…?

  2. An open letter to the Burlington Mayor & City Council:

    Miro wins by a mere 129 votes. All the destructive and deconstructive ballot provisions including ranked voting, just cause evictions and regulation of everybody’s use of energy – the goal of which is to ration and redistribute energy ‘Energy Justice!’ – passes.

    The Revolution inches ever closer…

    Should you want to better understand yourselves – self awareness is sometimes a painful thing – I recommend you read this excellent book, Cynical Theories, by Helen Pluckrose and James Lindsay.

  3. My apartment is rented on a pre pay 1 year only and will remain so until the greatest hoax since the oil shortage of the 70s ends.

  4. And they wonder why so few are willing to build affordable housing. Even under the best of times, attempting to evict a nonpaying tenant in Vermont is an absolute nightmare taking a minimum of six months. All it took was one introduction to the system and we opted for letting a nice apartment six empty for over three years rather than deal with the horror show created by Montpelier. Not many landlords have the financial capacity to continue paying taxes, utilities, and eventual repairs on housing used by nonpaying tenants.

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